KRS INSURANCE SERVICES provides competitive insurance for your valued assets by representing many Insurance companies, which allows us to offer the best price and policy to meet your individual needs. Just take a moment to complete an online quote request form.   

WHAT COVERAGE AMOUNTS DO I NEED! 

Amounts of insurance protection always depends upon the specific needs of each individual, but you might consider these guidelines: If you own a home and have accumulated some assets, a minimum liability coverage of $100,000 per person, $300,000 per accident and $100,000 for property damage is recommended. Then purchase an umbrella policy which provides coverage above the underlying liability coverage on your auto and homeowners policy. Medical Payments should always be purchased even if you have good health insurance because this coverage also protects passengers in your car who may not have health insurance coverage. Comprehensive and Collision insurance is required to protect the lenders interest in your car when you have a loan or lease on the car. Remember the higher deductible, the lower the cost. After your loan is paid off, consider the value of the car minus the deductible and compare it to the annual premium cost of the coverage.

Now, let us do the "shopping" for you and see if we can save you some money!!!!